I owe on 3 credit cards. One is starting to fall behind on the payments as its too much to pay. Which route is the way to go? Debt consolidation or contacting creditors & explaining that I was living beyond my means & now I am having trouble paying.
On the one card I’m having trouble with (Chase), my monthly balance is $299 but I can afford to pay $180 a month to them. I’ve heard horror stories where people get the WORST treatment when they try to set up payment plans with credit card companies. Do most companies decline an offer of a payment arrangement? I can get back to more payments in January or February but now is hard.
By: Margene H
About the Author:
dating internet
June 28th, 2009 in
Credit | tags:
Chase,
Contact,
Credit Card Companies,
Credit Cards,
Creditors,
Debt Consolidation Service,
Debt Service,
Horror Stories,
Living Beyond My Means,
Payment Arrangement |
2 Comments
vmy asked:
I am about to go nuts, I am in very serious debt and to add to it i have outstanding traffic tickets. I was considering debt consolidation but what I’m wondering is if i can add the tickets to the debt consolidation plan?
Only serious answers please.
Thank you for your time.
that is what I am afraid of .. warrant ..
of course i will pay for the fines in full. If i am allowed to put the tickets in a debt consolidation program then the fines will be paid in full because the debt consolidation program pays for everything and then you pay them.
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panthergoddess85 asked:
She has over $25,000 of debt and has trouble making the minimum payments. We do not own a home and pay rent and auto loan monthly as well as the usual expenses. I looked at debt consolidation loans, and debt counseling sites and there is so much conflicting information. Anyone who has gone through the same or works in the field any advice?
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June 27th, 2009 in
Credit | tags:
Auto Loan,
Consolidation Debt,
Credit Card Debt,
Credit Debt,
Debt Consolidation Loans,
Debt Counseling,
Debt Loans,
Debt Trouble,
Lot,
Minimum Payments |
12 Comments
I dont want to give out any credit card information. Is there a web site that will give you a free credit report online without credit card info?
By: WHATS GOING ON?About the Author:
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sftkses06 asked: Ik wil graag voor het afdrukken van een kopie van mijn credit verslag zonder gebruik te maken van een creditcard. Ive gehoord van een aantal gratis websites. Kunt u mij helpen
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breon asked:
Does anyone know if you can get financing for a home if you have been in a debt consolidation program for less than a year?
Before anyone says if you are in debt consolidation you apparently cannot afford a home please don’t waste your time in responding.
Thanks!!!!
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